Add Comment Question: Can I be denied LTD because of age? I turned 66 on Feb 3, 2017 while on STD which expired March 1st. I am still not able to return to work full time and have been advised I've been declined LTD. If I WAS able to go back to work, the firm has no job for me due to extreme reorganization. I feel lost. I didn't quit nor was I fired. Retirement papers have been initiated beginning May 1st providing me with $350 per month from which over $200 will have to pay my Insurances. Any advise would help. Thank you. Answer: Most LTD policies don't provide coverage after the age of 65, which is legal. You may have a claim against your employer and we can assist you with that so please call us at the number below at your earliest convenience. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.