Add Comment Question: well my long term disabilty be cut off if place closes Answer: My name is David Vaughan and I am an employment lawyer with Samfiru Tumarkin. Assuming your long-term disability coverage is not self-funded by the employer, and assuming you are currently receiving LTD benefits, your coverage should not be cut-off in the event your employer ceases operating. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.