in regards to your severance calculator, I have been employed for 43 years with only a verbal contract as an insurance broker. They are now asking me to sign a contract. In the contract they are telling me that I would only be allowed 8 weeks severance. In the contract it states "Severance pay, which is a different concept than notice, is only payable to the employees with more than five years of service and only if our annual payroll exceeds $2.5 million dollars at the time of termination." At the present time our payroll is far less than $2.5 million annually. Does this mean that the severance calculator on your site does not apply to me?